It is one of the myths of post-bubble economies that conditions are made worse by banks' unwillingness to lend. In some cases this is true: the impulse for many lenders, particularly in the immediate aftermath, is not to build assets but to repair capital ratios. The bigger, more pervasive problem is on the demand side. Leverage becomes associated with hubris and ruin, rather than a short-cut to growth.
后泡沫manbetx20客户端下载 时代有一些荒诞的说法，其中之一是：银行惜贷会导致manbetx20客户端下载 形势恶化。在某些情况下，此言不差：许多银行本能地（特别是在危机刚刚过去时）不是去扩充资产，而是去恢复资本金比率。但更大、更普遍的问题出现在需求方面。杠杆开始与狂妄和毁灭联系在了一起，而不再是增长的捷径。
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