One lesson from the crisis is the need for more effective systemic regulation. There has been a focus on who should exercise this responsibility. But the most critical question is what the systemic regulator should do, and what responsibilities will make it effective – not who, so much as how?
此次危机带给我们的一个教训是，必须建立更有效的系统监管。人们一直在关注应该由谁履行这一职责。但最关键的问题是，系统监管者应采取何种措施，什么样的职责会让监管变得有效——而不是谁，甚至也不是怎样。
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