观点Web3与加密金融

CBDCs invite risk of global financial fragmentation

Central bank digital currencies are set to buck the trend of innovation driving cross-border integration

The writer is head of macro policy research at State Street Global Advisors

The history of technology in capital markets is largely one-directional. Each innovation has improved market functionality, typically by increasing the speed and/or lowering the cost of transactions.

These technological jumps have been diffused internationally to the benefit of a