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China’s short-term borrowing costs hit post-crisis lows

Short-term borrowing costs in China have fallen to their lowest level since the global financial crisis as Beijing seeks to help banks cope with a liquidity squeeze spurred by the government takeover of a commercial lender.

The central bank — the People’s Bank of China — has been injecting liquidity into the financial system in an effort to support lending to banks in smaller cities and rural areas that became strapped for funding after the state takeover of Baoshang Bank in May.

In response, the Shanghai interbank overnight benchmark rate, or Shibor, on Thursday fell to 0.884 per cent — its lowest since April 2009 and just a whisker above a record low reached earlier that year as Beijing rolled out a Rmb4tn ($580bn) stimulus programme in the depths of the financial crisis. Even the less volatile three-month lending rate has fallen about 0.3 percentage points in the past two weeks to 2.627 per cent, the lowest since late 2010.

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