Few issues in financial policy are more controversial than the impact of blockchain, the distributed ledger technology that sits behind the digital currency bitcoin. Does it threaten not only the profits of financial intermediaries but also their business models? Could it undermine the control that central bankers exert over global payments and securities processing? Or is it a tool to streamline cluttered processes, improve resilience and enhance transparency?
在金融政策领域,没有什么问题比区块链的影响更有争议了。区块链是数字货币比特币背后的分布式记账技术。这种技术会不会威胁金融中介的利润,甚至危及它们的商业模式?它会不会削弱央行对manbetx app苹果 支付和证券处理的控制?抑或它是简化繁杂过程、提高抗压能力和增强透明度的工具?
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