On the face of it, most big US banks have amassed enough capital to satisfy Basel III. On Tuesday, the Federal Reserve released details of the new capital rules, which will be implemented in January. Banks need to hold a minimum ratio of 7 per cent core tier one equity to risk-weighted assets, phased in over five years. Those active internationally have to hold an extra buffer of up to 2.5 per cent of RWAs. The worst crisis-hit banks, such as Bank of America and Citigroup, are already more or less there. JPMorgan and Wells Fargo are only a bit shy, with 8.9 and 8.4 per cent, respectively.
表面上，美国大多数大银行已有足够资本满足巴塞尔协议III(Basel III)的规定。周二，美联储(Federal Reserve)公布了新的资本规则细节，将从1月开始实施。银行须持有相对于风险加权资产至少7%的股本，在五年期间分阶段逐步实现。那些活跃于manbetx app苹果 的银行须持有额外缓冲，最高达风险加权资产的2.5%。受金融危机打击最重的银行，如美国银行(Bank of America)和花旗集团(Citigroup)，都已大致达到这一要求。摩根大通(JPMorgan)和富国银行(Wells Fargo)略低于要求，分别为8.9%和8.4%。