Easy money does not mean easy banking profits. Even so, last week's decision by the Federal Reserve to increase the discount rate at which it lends to banks was hailed as the beginning of the end for bank profitability. In fact, the move is something of a technicality – borrowing under the main discount facility is now about $14bn, down from a crisis-time peak of more than $110bn. Use of the term auction facility, which the Fed has been winding down for some time and will end in March, has also declined.
容易获得资金并不意味着银行业能轻松获取利润。即便如此，美联储(Fed)上周决定提高贷款给银行的贴现率，还是被誉为终结银行盈利能力的开始。实际上，此举带有某种技术性质——目前通过主要的贴现工具借出的款项约为140亿美元，远低于危机时期逾1100亿美元的峰值。对定期拍卖安排的使用也在减少。一段时间以来，美联储一直在削减此类安排，并将在3月份最终取消。
您已阅读28%（683字），剩余72%（1735字）包含更多重要信息，订阅以继续探索完整内容，并享受更多专属服务。