The cautionary tale of Goldman and Apple’s credit card
高盛和苹果信用卡的警示故事

Retail banking is not only harder than it looks but also heavily regulated by watchdogs who take their duties very seriously
零售银行业不仅比看起来更难，而且受到监管机构的严格监管，监管机构非常认真地对待自己的职责。