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Donald Trump’s 50-year mortgages are poor deal for homebuyers
Lex专栏:特朗普的50年期按揭对购房者并不划算

Without supply increasing, even allowing Americans to pay for their homes over a century would not make housing affordable
在供给不增加的情况下,即便允许美国人把房贷摊到100年,住房也仍然负担不起。

Donald Trump wants to make home ownership affordable again. Over the past year, the US president and his administration have at various turns pressed the Federal Reserve for deeper rate cuts, proposed letting homebuyers pledge cryptocurrency as mortgage collateral and floated the idea of abolishing capital gains tax on home sales.

唐纳德•特朗普(Donald Trump)希望让住房再次变得可负担。过去一年里,美国总统及其政府曾尝试多种策略:敦促美联储进一步降息,提议允许购房者以加密货币作为按揭抵押品,并提出取消房屋出售资本利得税的想法。

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